bill..

I realised even when I am broke, I would still spend HK$80 a meal. When there is cash in my pocket I would still take a taxi. Kinda strange, I have been saying I am broke but there are always a few hundred dollars in my wallet. Plus another few Renmenbi in my bookshelf, the few thousand dollar debt I owe the bank on credit card does not give me immediate trouble. But the thing is, they started charging me for not paying back. When will I be able to clear the bill??